- +1 (973) 506-2223
- info@abbysconsulting.net
- Mon - Fri: 9:00 AM - 5:00 PM ET
We designed LIVING 2.0 to do three things: Provide affordable life insurance for you and optionally your family, deliver truly affordable access to the medical and mental health resources you need, and literally save you money all over the place.
From growing and healing your relationships to finally getting relief from social anxiety to getting the tools to improve your physical and mental health—we’ve got you covered.
We can cut your utility bills, mobile phone bills, internet, TV and more. We can save you on necessities and take out. We can get rid of bank overdraft charges, we can lower your student loans by up to 40%. We can even get you 0% payday loans… we’ve got multiple programs for cash back shopping.
$39.99
Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance are limited benefit policies. They are not health insurance and do not meet the minimum essential coverage requirements under the Affordable Care Act (ACA).
This document is intended to highlight some of the features of Wellfleet coverage but is not an insurance contract.
Wellfleet Workplace Benefits provide limited coverage and are not a substitute for ACA-mandated healthcare coverage. As with most supplemental offerings, benefits may vary by state, and some products may not be available in all states.
Rates: Premium rates are subject to change, and Wellfleet reserves the right to adjust these rates with proper notice, as detailed in the policy and proposal.
Company Information: Wellfleet is the marketing name used for the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are managed or administered by Wellfleet Group, LLC. Availability of products depends on business or regulatory approval and may vary by state.
Group Whole Life Insurance benefits are provided under form GWLP or state variations.
Rider Benefits are offered under the following forms or state variations:
This is a brief overview of the benefits available under the Group Voluntary Policy underwritten by American Heritage Life Insurance Company. Allstate Benefits is the marketing name for American Heritage Life Insurance Company (Home Office: Jacksonville, FL), a subsidiary of The Allstate Corporation.
Insurance Details: Exclusions, restrictions, and other provisions are included in the certificates issued. If the employee opts for electronic delivery, the policy summary and accompanying notices will be provided electronically via www.allstatebenefits.com/
Use Restrictions: This document is for use with producers, brokers, or for employer presentations. It is not intended for consumer sales and should not be disseminated to the public.
This website is accessed over the public Internet, and your connection to it is fully encrypted and secure. We have implemented a wide range of measures to ensure the security of the data entrusted to us by customers.
Infrastructure
Technology
Secure Facilities
Security-Aware Company Culture
Business Processes
Internal Controls
We have controls in place to ensure that sensitive data is protected and to minimize the risk of compromise due to errors, accidents, natural disasters, or malicious actions.
While our security measures are extensive, you should always verify that you are accessing the website through a secure connection and avoid transmitting files over an unsecured network.
HTTPS (Hypertext Transfer Protocol Secure) is the method your web browser uses to connect securely to the website. SSL (Secure Sockets Layer) provides server authentication and data integrity through a digital certificate issued by a trusted authority. This digital certificate verifies the connection between the server’s public key and its identity, ensuring that you are not connecting to an impostor server.
Communication via HTTPS is secured with advanced encryption, preventing tampering or eavesdropping. Depending on your web browser, you may be able to request a security report to assess the strength of your connection.
You can confirm that you’re on a secure server by checking the URL. If it begins with https:// instead of http://, the connection is secure. Your browser will alert you if there is a problem with the website’s security certificate, in which case you should avoid logging in to ensure your connection is secure.
The servers that host this website are located in separate data centers in the United States. To reduce the risk of disruption from a catastrophic event, these data centers are located hundreds of miles apart, connected to different network providers, and powered by separate grids. If necessary, service can be transferred between data centers within minutes.
Each data center employs extensive security measures, including:
The facilities also offer continuous on-site support for uninterrupted operation:
Some information sent by the website may be delivered via a Content Delivery Network (CDN), which distributes assets like images, videos, and scripts through local servers near your internet provider. Personal information, however, is never sent over the CDN for security reasons.
In addition to real-time data replication between the primary and secondary data centers, customer information is protected by regular backups. Dedicated archive servers at each facility store backups for all customer databases. These backups are automatically copied between data centers. We frequently test backups to ensure they are valid.
Backup retention includes:
All backups are compressed and encrypted using the Advanced Encryption Standard (AES), which is recognized as one of the most secure encryption methods and is used by the U.S. and Canadian governments.
We have implemented several technical safeguards to ensure network and host security, as well as to manage server vulnerability. These include:
Monthly vulnerability scans are performed to validate these security measures.
Our system security also depends on managing the Software Development Life Cycle (SDLC) effectively. Each phase of the SDLC includes security tasks to ensure that security is integrated throughout the development process. The SDLC requires that:
The use of this website is subject to the Terms of Use Agreement, which identifies the Sponsor. The Sponsor is firmly committed to protecting your privacy when you use this website. We understand the importance of how your information is used and shared, and we know this is something you care about deeply. Thank you for trusting us to safeguard your personal information, which we do with the utmost care. This Privacy Policy outlines the information we collect and how it will be used. By accessing this website, you agree to the practices described in this Privacy Policy.
For more details on how your information is securely protected on this website, please refer to the Security Information section.
This website must collect personal information to facilitate benefit enrollment. The personal information collected may include:
Additional information may be collected automatically during your use of the website. This general information includes:
Both personal and automatically collected information are kept strictly confidential by the Sponsor. This information is only used for internal purposes, such as providing requested services, improving marketing and promotional efforts, analyzing website usage, enhancing website content and offerings, and customizing the site’s layout. Except as disclosed in this Privacy Policy, the Sponsor will not sell, rent, lend, or otherwise disclose any personal information to third parties. However, your personal information may be shared with the Sponsor’s affiliates, agents, or contractors when providing services.
While using this website, you may share information classified as Protected Health Information (“PHI”) under the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). Please refer to the HIPAA Notice for details on how your PHI may be used and disclosed.
Your User ID and Password (Personal Identification Number or PIN) provide access to this site and are associated with your user profile. This profile may include preferences such as language, email format, and areas of interest.
Cookies are pieces of data transferred to your hard drive for record-keeping purposes. This website uses cookies to track your online session, allowing the server to maintain information as you navigate from page to page. Most internet browsers let you erase cookies, block all cookies, or receive a warning before a cookie is stored. Please note that blocking cookies may prevent the website from functioning properly.
Under certain circumstances, the Sponsor may be required to disclose information to federal or state authorities. The Sponsor may also disclose any information about you to law enforcement or government officials that we, at our sole discretion, believe is necessary or appropriate. By accepting this Privacy Policy, you authorize us to do so.
This website may contain links to other websites. We encourage all our partners, contributors, and third parties to adopt privacy policies that respect our users’ privacy. However, the Sponsor is not responsible for the privacy practices or content of such websites. Once you disclose information to other parties, even if linked from this website, different rules may apply to the use and disclosure of your personal information. The Sponsor does not control the privacy policies of third parties, and you will be subject to their policies when interacting with their websites.
The Sponsor may review its privacy practices periodically, and these practices may be subject to change. The Sponsor reserves the right to modify this Privacy Policy at any time by posting the revisions on this website. However, this Privacy Policy is not intended to, and does not, create any contractual or legal rights for any party.
In the course of business, the Sponsor or its assets may be acquired. In such transactions, customer information will be considered one of the transferred assets.
Operated by Abby’s Consulting Services LLC in partnership with Amval
Address: 720 Speedwell Ave, Morris Plains, NJ 07950
Jurisdiction: United States (New Jersey) with GDPR coverage for international users
This document contains the official legal and privacy policies for NACA Hub, covering Privacy, Cookies, Data Retention, and Terms of Use.
NACA Hub, operated by Abby’s Consulting Services LLC in partnership with Amval (“we”, “us”, “our”), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (https://nacahub.com/). By using our website, you agree to the terms of this policy.
We collect personal data that you voluntarily provide through forms, quote requests, or communications. This may include your name, email, phone number, address, and information about your insurance needs. We also collect non-identifiable data automatically, such as browser type, IP address, and usage data, via analytics tools like Google Analytics.
We use this information to provide requested services, improve site functionality, analyze trends, and comply with legal requirements. We do not sell or rent your data. Data may be shared with service providers and insurance partners only as necessary to fulfill services or comply with law.
Our website uses cookies to enhance user experience, track analytics, and provide relevant advertising. Cookies are small text files stored on your device that help us recognize returning users and optimize site performance.
Types of cookies used include: – Essential cookies for website operation, – Analytics cookies (e.g., Google Analytics) for usage insights, and – Advertising cookies (e.g., Meta Pixel) for remarketing purposes.
You can manage or disable cookies through your browser settings, though some site functions may not operate properly if cookies are disabled.
We retain personal data only as long as necessary to fulfill the purposes for which it was collected or as required by law. Retention periods depend on the type of data and applicable regulatory obligations, such as insurance recordkeeping laws.
Once data is no longer needed, it is securely deleted or anonymized. We perform regular audits to ensure compliance with data retention standards.
By accessing and using NACA Hub, you agree to comply with these Terms of Use and all applicable laws. You agree not to misuse the site, attempt unauthorized access, or engage in any activity that disrupts operations.
All content on NACA Hub, including text, graphics, logos, and materials, is the property of Abby’s Consulting Services LLC and Amval. Unauthorized use is prohibited. Services and products described on the site are subject to change and may vary by state or jurisdiction.
This site is provided “as is” without warranties of any kind. We are not liable for indirect, incidental, or consequential damages arising from your use of the site or its services. Any disputes will be governed by the laws of New Jersey, USA.
Contact Us: Email: info@abbysconsulting.net Phone: (973) 506-2223 Address: 720 Speedwell Ave, Morris Plains, NJ 07950
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